i am apparently ineligible for a paypal debit card because i have “insufficient transaction history”, despite the fact that i have been a paypal member for 3 years. when i have to purchase something, i have had to transfer money to my bank, because i have a debit/mastercard from the bank that allows me to make purchases as though they were credit card purchases, but the vendors that i make purchases from don’t accept paypal as a payment method. when i don’t have enough money in my bank account, i have to transfer money from my paypal account to make purchases, which takes two or three days. so i have made transfers from my paypal account, but apparently that isn’t “sufficient transaction history” for them. according to paypal, i have to make at least $20 (in two purchases of $10 each) from my paypal account before they can issue me a paypal debit card. unfortunately, because of the fact that the vendors that i purchase from don’t accept paypal as a payment option, i am apparently ineligible for a paypal debit card. the lady i just got done talking to said that all i have to do is make two $10 purchases from my paypal account to be eligible. this is after i have waited two months for a paypal debit card that i have applied for twice, and gotten zero response from paypal during that time that even came close to explaining why i was not eligible. if i were to go to a bank (like i did recently when i changed banks) they would not hesitate to give me a debit card regardless of what kind of transaction history i had, but with paypal, apparently you have to make purchases through paypal before you can be eligible for a paypal debit card, regardless of how long you have been a paypal member, and regardless of what your transaction history is. is that stupid or what?
2 thoughts on “paypal gripe”
i would have to have enough money in my paypal account to do it, and unfortunately, i just transferred all of the money in my paypal account to my bank, so that i can use it for stuff.
also, i would have to make two $10 payments, not one $20 payment, but once i have enough money in my account again that’s a possibility…
although from what they told me this morning, i would have to use my debit/mastercard that backs up my paypal account (which is the one from my bank, to which i just transferred all of the money in my paypal account earlier today) to make the purchase, but it would have to be through paypal, which i don’t completely understand. i have been using that card for all of my purchases since i got the card, almost 7 years ago, and apparently that’s not good enough for them, so i’m not sure if it would actually do any good anyway.
it appears as though i am in a catch-22: i have to use the paypal account, through my debit/mastercard to make purchases because i have “insufficient transaction history”, but i have been using my debit/mastercard to make purchases for 7 years and apparently that’s not good enough, because i somehow have been making those purchases without involving paypal, because the vendors from whom i make the purchases don’t accept paypal as a payment option. 8P
You can paypal me the $2o and I’ll send it back to you…think that will work?
I’ve had my paypal card for the past year, and I’m so glad I have it, since I can use it at the PO to mail stuff!
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